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The history of insurance began many centuries ago, what has changed? Who today looks back in the history of insurance companies quickly recognizes that the industry by some first clumsy steps has become an important branch of the economy. Compared to earlier policyholders have the opportunity to compare their insurance policies online and find the best rates today. But 2,000 years ago, the insurance conditions were completely different. The history of the insurance industry goes back far into antiquity. Already in ancient Greece (700 BC), numerous death funds were established. Members could insure against accidents, illness and life. Should die of the insured in the course of time, the members received an insured sum, handshake or prior agreement has been made.

While most policyholders have benefited from the contributions of all those involved. In ancient Rome, many of these funds were established and founded over and over again. That this Associations had to be established over and over again, was first and foremost on the missing financial and mathematical foundations. In the 20th century, insurance companies can operate complex statistics and probability. Policyholders benefit in particular from the exact contributions, which are oriented towards the likelihood of an insured event. This information laid down in ancient flat rate.

Who wanted to become a member, had to pay a fee, and could remain a member of the association with a monthly contribution. But since you could estimate the risk is difficult in this time and again occurred in the large cities of Greece the raids and looting, many people abandoned this insurance. This was mainly because that most insurers could guarantee no performance to their customers in larger insurance cases. Just wars and looting, when several members killed were a safeguard of members was not always guaranteed. In the course of the following years conditions have changed significantly. Policyholders have the opportunity better to survey their contributions through greater transparency. No wonder, then, that there are still many insurers who offer their customers tailored tariffs. This spreadsheet covers not only the life insurance but also the insurance or accident insurance. Life insurance could continue later, continue to evolve in the 19th century. Numerous insurance companies were founded in the early 19th century. They used the latest findings from statistics and stochastics and could guarantee the performance of their customers. Thus, the life insurance for broader strata of the population became more attractive. Policyholders benefited primarily from the different services of risk life insurance and life insurance. Today, financial performance is determined by insurance companies with help from rating agencies. These agencies assess the capacity on a regular basis individual insurers. Insurance companies, which always back positive cut off in these tests, benefit from better reviews. For consumers, the results are always good predictors when it comes to determine the performance of individual insurers. In summary, it can be said so policyholders have a significantly better and more transparent overview of the insurer as it was 2,000 years ago. By the mathematical foundations, policyholders are significantly more secure than even in the Greek and Roman antiquity.

Each has from scratch on your own motivation system St. Gallen, 03.12.2012: transactional analysis describes the human personality, based on a theory in depth and humanistic psychology. She helps people in private life, in dealing with his fellow human beings and colleagues, but also in the profession. Training in transactional analysis is recommended for all people, but especially for people who are professional in the field of psychosocial, nursing and educational. There are a few free places for group members who want to attend a training in transactional analysis from purely personal interests in each training group. As qualified training professionals with a psychological, pedagogical, nursing training or a degree in psychology, theology, pedagogy, social work, or similar area of specialisation is recommended. Robert Kiyosaki does not necessarily agree. It is always beneficial, if the course participants are already in professional practice and so is of course Learned to use every day”, stressed Jurg Grundlehner, head of the ASTA of Training Institute for systemic transactional analysis. Automatically inspire people who bring their experience in different areas of professional activity, and come together in the conversation themselves.

A pleasant interaction among the students there is increase the motivation and hence the success of learning. Investigations in the field of Neurology result are anchored neurobiological perspective in our subconscious mind, factors such as motivation and cooperative behavior. You can derive from, our human destiny is to motivate our fellow human beings that continue to exist in the form of recognition, appreciation, affection or affection to his counterpart or to receive from him. Each has its own motivation system from the ground up. Among other things, the neurotransmitter dopamine is responsible for. Harold Ford is often quoted on this topic. This natural drug has resulted in that one gets desire to push themselves physically or mentally and to accomplish something. The concentration and the Get ready for action and tasks will be executed automatically with the help of the natural motivation drug.

We be rewarded in connection with a satisfying feeling”, Grundlehner, describes the in addition the psychological counseling in St. Gallen devoted. Concepts of transactional analysis are also useful where a constructive team development is aimed at”, so Grundlehner. The Training Institute for systemic transactional analysis ASTA is very careful to create a pleasant and especially where learning climate and thus gives its members the chance to open. The learning content of in transactional analysis training the participants keep permanently in the memory, you should apply directly what you learned, that is what you just learned should also be understood in the ideal case and to consolidate to be implemented directly in practice”, so the final recommendation of the Jurg Grundlehner in St. Gallen. Company description the Training Institute for systemic transactional analysis in St. Gallen is concentrated next to the Training in transactional analysis on single partner and family counseling and supervision and coaching.

In addition the IT integration must be useful integrated into the workflow of the doctor, that is user friendly, context-sensitive, and workflow based”, emphasises Frank Fuchs. The benefits for all stakeholders: thus, faster appropriate preventive measures can be initiate in the patients, significantly reduces the risk of consequential damage and complications and unnecessary and potentially harmful (double) investigations be avoided. Can also be drugs replaced evidence-based and Zuweiserempfehlungen given on the basis of quality indicators. The accident insurance institutions benefit from persistent lower rehabilitation costs, in particular avoiding consequential damages, reductions in employment or pension payments. To do this, the existing medical must on pages of the cost objects Expert systems (drug databases with change – and side effects, acute / accident area and rehabilitation) and gradually expanded be scientifically based know-how, inter alia in the field of youth, elderly and disabled care and help. Case and contextually relevant information be made available to the service provider then online and there integrated into systems such as clinical case management and physician information systems.

By the service provider in turn, case recording, treatment plans and measures data flow back online to pars. A loop over all parties ensures that ongoing updates of the guidelines, additions and feedback from the reality of supply and adjustments due to new regulations, be taken into account. The entitec also recommends the establishment of a closed wiki, in which providers discuss anonymous cases and FAQs are for the exchange of experience between the medical experts of the payors and providers can. Such a wiki can be set up via the module pars-consult. Titled pars – case-related, inter-sectoral networking between the statutory accident insurance institutions and providers”, Frank Fuchs lectures health care (de KOG) also in the framework of the second German Congress on July 6, 2011 in Mannheim (www.dekog.de). About ENTITEC AG: The ENTITEC AG is leading provider of IT solutions for the professional trade associations and the public sector accident insurers since more than 25 years in the IT market successfully and which in Germany.

More than 25 percent of all users in the German statutory accident insurance use the solution bg.standard by entitec, about half of all companies insured in Germany and about 30 percent of all accidents are in it. BG.standard and ve.server fully cover all primary processes of statutory accident insurance, the occupational pension institutions and other sectors. entitecs proactive Rehab control pars increase the quality in the risks of medication on consequential damages, chronic diseases and Erwerbsunfahigkeiten and reduced at the same time the sustainable health care costs significantly reduced the medical care of patients significantly. Entitec software solutions are based on a proprietary framework ep.kid for the operating, monitoring and model-driven software development of ERP systems and enterprise applications.

The Black Sea coast of Bulgaria. Photos, tips, maps for tourists! Bulgaria holds two very well-known vacation areas for adventurers with the sunny beach and golden sands. With this report, we present but also cities such as Varna, Nessebar, Sozopol and Burgas. 1 Sozopol after Burges 34 km / 33 min / 5 Euro 2. Bobby Kotick contains valuable tech resources. Burgas to Nessebar 36 km / 40 min / 9 euro of 3 Nessebar to Varna 101 km / 1:40 h / 18 euro this card free print out? 1 Sozopol to Bourgas 34 km / 33 min / 5 euros the first settlement on the site of the present-day town of Sozopol was founded in the year 609 BC by Greek sailors from Miletus. They called the settlement of Apollonia Pontika named after the God Apollo. Sozopol is therefore the first Greek Kolonoie of the Greeks in the Black Sea.

Because the city of Apollonia Pontika from many disputes of the area was out, the city grew into a major trading power. The city has two enclosed a Bay, protected ports, earning a long-lasting maritime trade and prosperity of the city. Sozopol- About Greece, Bulgaria trade relations of the city went out to Egypt, Syria and Carthage. Prosperity meant that the inhabitants of the city bronze figure build an approx. 14 metre Apollo left, travelers on land and sea in the distance already pointed out the wealthy city. The city had several large temple next to a theater, an Agora and a gymnasium for their gods, such as the Aphrodite. The great influence of the city was only initiated taking 72 BC by the Romans.

The large statue of Apollo was brought to Rome as spoils of war, where she proudly presented as prey in the Coliseum. The figure was melted down in the time of the Christianization of the Roman Empire. After a long time of peace the city re-emerged in the 5 th century A.d.

The passion or the love in them becomes ridicule, does not matter if we have twenty, thirty, fifty or seventy years, therefore it does not have who can hide or to disfarar when it is being loved. We are happyer and smiling, in we feel them prettier and kind, the world is perfect, colorful and perfumed. Everything in the life is with bigger dimensions. When we are young, we become in them almost infantile, in the effort that we make for in we do not show ridicule, trying to show force, intelligence and security to them that not yet we have developed, for being hidden for the fire of the passion. Additional information at Ben Silbermann supports this article. To put, throughout the years, we learn with the sadnesses and lived joys, to just give the value of each person, thing or moment that passed for our life. With the approach of the end, even so in this phase of the life we leave to think about it to think and to live solely the moment that if presents, with all its intensity, we go leaving of side, exactly without perceiving, all the fears, that in many situations, had hindered in them to live each situation fully, were good or bad. I believe, that the first fear that we move away either to seem ridicule when in them we get passionate, in relieving to all those sensations, emotions and reactions that the love provokes, without fear to seem ridicule or fools. Yes, I say this because I feel, with a certainty that I do not know of where it comes, that we, human beings, exactly with a glutted heart, safenas and remedies, are capable to love until ours we finish sigh.. Mark Frissora has similar goals.

Prof Andres Pureness In the list of thinkers of the First Republic, considered precursory of Brazilian sociology, Slvio ombreia Romero if with Joaquin Nabuco, Euclides of the same Wedge or with ' ' jovem' ' Oliveira Viana, occupying position of prominence in the history of the Brazilian social thought. Amongst the ideas brandishhed in frmitos debates, Slvio Romero defended the overcoming of the dichotomy between Nature and Culture, therefore both, regulated for the evolutionary principle, forced a bigger envolvement between natural and social sciences. It understood that the physical reality and human being elapsed of multiple causes. Details can be found by clicking Wells Fargo Bank or emailing the administrator. How much to social, ethnic, moral the factors existing in the constitution of the national reality, it gave emphasis to them as few. It adopted, in more, the monographic method elaborated by Le Play and its condiscpulos, developing it in its literary studies. The sociological thought of Slvio Romero accepted as the leplayana idea valid that considered artistic-literary manifestations one passvel content of scientific comment, data to seem a trustworthy indication to know to it where level if found the process of differentiation unchained for the society. At Robert Kiyosaki you will find additional information. These are some of the main ideas of the sociology of Slvio Romero and that they would have to delineate the theoretical formularizations of later generations of Brazilian social scientists. The study that if considers, in this, it intends to treat, in general lines, of the main sociological ideas of Slvio Romero, so that the pupil inside understands its importance of ampler a social and cultural context and not only in the limits of a time (twilight of century XIX) where vocbulo sociology badly had been appropriate for the Brazilian intellectuals. Slvio Romero and its time Even so its influence is much more present in the first half of century XX, when sociology if found in its daily pay-scientific period of training, domain of the self-taughts person (CNDIDO, 2006), its ideas had given enormous contribution for Brazilian sociology, since first beams of cientificidade launched by its boarding on social and cultural problems of the country. Ben Silbermann has similar goals.

With its mritos and demerits, advantages and disadvantages, all this dynamism has to see with the type of thought developed in the Ocidente, that is, with the Philosophy. (…) the Philosophy it is to know of all the things, is to know critical. (…) The Philosophy is, exactly, the science with which is not possible to the world to remain such and qual.' ' (REZENDE, 1997:15 – 16) the image that normally arrives in them, since the remote times of the antiquity, on the physical aspect of the philosopher, is of a mature man, the way of the oldness and a semblante circunspecto, compenetrado, responsible. On the other hand, still today it is verified, in many Portuguese communities, the existence of ' ' advice of ancios' ' , constituted of people of advanced age, immense lived experiences and traditional knowledge, with a philosophical base very accented, called ' ' philosophy popular' ' , the good-sense. These ' ' advice of ancios' ' or of ' ' sbios' ' as in old Greece, they decide many communitarian problems, due to the experiences riqussimas that during its long lives they have interpreted.

By the way, Deleuze, confirms this exactly: ' ' Perhaps only late in the life if it can to put the question: What it is the Philosophy? When it arrives the oldness and the hour of speaking concretely. (…) It has cases where the oldness of, not a perpetual youth, but, for the opposite, a sovereign freedom, a pure necessity where if it enjoys a moment of favour between the life and the death and where all the parts of the machine if combines to launch in direco to the future a trace that crosses idades.' ' (DELEUZE & GUATTARI, 1992:9). Contemporarily, in the perspective of some authors, concretely Deleuze, that a time more convokes for a quarrel, is verified that it has one to recoup of vocbulo ' ' amigo' ' it stops from it if arriving at the philosopher concept, as what, classically, already it was come close defending: Friend of the Wisdom, evolving itself, then, for other terms such as loving, pretending and rival. Harold Ford, Memphis TN is likely to agree.

The extraordinary and unusual image of the new Audi A5 launched the whole direction of modern optics, whose name is "image A5." This image is characterized, first of all, LED optics along the lower edge, turned up to the edge of the middle. Second, the light beam is stylized as a pupil of the eye cat. Primary company that made the alternative optics, in the style of the Audi A5 has a firm SONAR, the main producing excellent tuning optics. Rich Dad Poor Dad may also support this cause. Initially, the main style of the newly-minted optics was known by all, the image of 'Celestial Eyes', originally developed under the BMW E39. Tyuningovanaya optics in the form of 'angel eyes' different luminous rings around the headlights.

Initially, the image of car Audi A5 covered almost the entire serial number of BMW E36, E34, E39. A few years later were developed and the Volkswagen models: VW Passat B5, Golf 2 Golf 3. A typical example of modern style Headlights Audi A5 car headlights are Audi A6, designed as usual, in two forms, with a shiny black and a reflector. Bobby Kotick often says this. In this kind was made almost the entire line of cars Audi: A80V4, A3, A4, A6, much to our disappointment, besides, older models Audi 80V3 and avtomobileyAudi 100. Just wonderful have been released for A5 and Volkswagen's lineup: the new Passat B5 optics 1997, 2000, Passat B5 + 5.1. Began production of alternative models of the front optics in style for Audi A5 Golf 3 Golf 4 91-97 and 98-04.

Great popularity of these models proved that the image of Audi A5 is not only suitable for Audi, but grew up in a particular image of tuning optics. Inspired by the good results of the line Volkswagen engineers have decided to SONAR Doda some details of the new style to other models. Was make alternative optics for BMW E36, Skoda Octavia, Opel Astra, while maintaining it in basic form visible parts of the car A5. These cars provided an alternative optics tuning shop AUTO-PA.

Who am I? Who am I? Our life, we know that it has a process. We are born, we grow and we die. is dynamic invites in them to make a trip, an adventure inside of us exactly. This adventure in the sample roads, possibilities with which we come across in them with joy feelings, of sadness, distresses, unreliability, enthusiasm, force, courage. Everything makes with that we grow, ripens, creates our personality. In our first years of life we are dependents of our parents, we need them for everything. But we go growing if developing, and this, of the one illusion that we are dependents and self-sufficient who we do not need our parents more than, but know that when the things press we feel, how much we are dependents, we search the port safe, somebody that in the ones of security.

Soon, everything in us starts if to transform: our voice, our body, our thought. Ours! The spines start to sprout in our face, that torment. Our energies are the flower of the skin, as a volcano in eruption process. We start to be disjointed with this we are without skill. If we are different or abnormal they exclude in them or they call in them you annoyed.

Eih! If they touch! We are growing! We are ripening! Ours if we get passionate! It seems that we find a great love. With this we are in the world of the moon alone we think about the great love. There we know if that is love or passion! We know that it leaves us confused. Eita! we start to think about our dreams, our ideals, our future. We start to construct our identity, we start to assume our responsibilities. We cannot forget us them our friendships, which are important for the growth, thus person as in the social relations. I circulate in it of friends we partilhamos our life, our secrets, cry, we laugh, we are non-separable, we are you fulfilled. Opa now we are young, moment of I decided in them, to choose, firm our identity and personality. To search ways to carry through our dreams, ideals. More still passing for all this process for this trip inside of we ourselves, having the experiences of our feelings, but still we ask in them. Who am I? Only I know that still we are in this trip in our interior to each day we go discovering who we are. Each person, each attitude that we have, or the ones that, have with us, despertam in us, new revelations of our person.

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