This is a new procedure that everyone must do when in a car accident. In any circumstance, the patient must make a double statement. The first returns to the doctor and the second to fund primary health insurance. Naturally, any accident must be carefully specified in the declaration of auto insurance. The information must be specific and specify the nature and consequences of the accident, details of the officer and witnesses, if any Note that the liability insurance, which also is required, covering all risks for accidents and injury suffered in others.

It covers persons not in the car, and people in the vehicle except the driver itself, if it has only agreed to a third party motor insurance. Take care to read your contract because some of them provide additional guarantees. If accident, write a statement explaining your insurance in detail the elements and damaged the place, day, hour and a sketch of the position of cars after but also before the accident. The joint office is no longer reporting, even when it is completed and signed by the other driver. After the accident, you only have five days to send the statement to your insurer.

With regard to bonuses and pitfalls, know that the calculations are done each year on the basis of a referral bonus and annual bonus increases your quota if you’ve made no accident. In contrast, all accidents are you combine the penalty other than an accident or other driver is fully responsible or in case of theft, fire and broken glass. In case of sale of vehicle, it is essential that prevents the insured company so that the contract be suspended from the next day at midnight accurate. It is of course possible, with a ten days’ notice to terminate his contract but keep in mind that the company is entitled to claim compensation in an amount equivalent to six months of premium. Let us analyze the risks associated with a false insurance quote auto. After the acquisition of a vehicle it is compulsory to ensure, if only to ensure that the liability of the driver. If you do not meet this condition, you will be subject to many problems of lawful orders. Some argue that another person was driving the vehicle during the accident, the other will claim they were robbed of valuables along their automobile. Such actions are likely five years imprisonment and a fine of 400,000 euros after article 113-8 of the Insurance Code. Similarly, insurance is generally entitled to increase the premium after such fraud.

14
Jan

Patent Act

Obtained by the applicant as security documents to protect the appearance of industrial products (Design patent) and the subject product design (Certificate for utility model). Comparison of the essential features of the design and utility model held for the following reasons. Firstly, the buyer, usually assesses the external trade dress, as well as its functional value. Therefore, a developer on the stage of creating the design documentation is important to provide a product advanced technical solutions, which improve the properties of both industrial design and utility model. Second, unfortunately, in the Patent Act EFR does not provide for conversion of industrial design application in the application for utility model and vice versa. This fact can not avoid cases of loss of national priority and a more flexible patent policy in the economic development of industrial Enterprises P F. It should not be forgotten that in some cases, foreign legislation on industrial designs is moving closer to patent law in respect of legal action – declared the registration of technical making, issuing security documents, maintaining them in force and the cessation of their actions. For example, in countries where patent law provides protection for utility models, possibly transform application industrial design in the application for utility model and vice versa. The criterion in such cases is the following provision: "If industrial product is more useful purpose than decoration, it can be protected as invention or utility model '(1). In general, the protection of industrial products like industrial design patent and utility model certificate can prevent plagiarism, and the coincidence with sufficient similarity. Patent Attorney Chelyabinsk CSTI Skripkina NK

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Car insurance a car insurance is mandatory in the German road traffic law. A car insurance policy serves the purpose of damage you have inflicted on other road users on the public roads to compensate financially. The car insurance offers discount scheme for low mileage, garage owners and purchasers of new vehicles. . A car insurance policy covers the following topics: * clarify the facts, * failure analysis and inspection * recourse of parties involved to balance and regulate * Review with possibly fake accidents * correspondence between the two insurance parties A car insurance policy consists of several insurance parts .

* Liability (Compulsory Insurance), and the following are concluded: * partial coverage with or without excess (voluntary Versichering) * Comprehensive, with or without excess (voluntary Versichering) The liability insurance: When a liability car insurance is called a compulsory that each operator needs to complete. This is guaranteed by law Sun You will pay for accident damage to other causes in traffic. The amount of the insurance amount is based on criteria such as type class, age and value of vehicle, mileage, garage parking and many other factors which are reflected in the different offerings of many different insurance groups. The third party insurance: the partial cover car insurance covers damage to your own car caused by external influences such as weather. This occurs in case of theft, fire, lightning, storm, hail or Wildunfall. The funding of the insurance portion is reflected by the level of the equity share. There are different levels.

The higher the co-payment is, the fewer, the partial cover car insurance. Comprehensive insurance is: The full comprehensive car insurance the most expensive, but as a convenient way to insure the vehicle operator. You will pay for all injuries, regardless of whether the accident or strange self-inflicted. However, it gives the Usually meaning only in cars that are not older than four years or when the vehicles are of great value such as rare vehicles (classic cars).

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