The economic data point to a stable level in 2010 has just begun. Time is characterized by a high degree of uncertainty regarding the financial market in particular. Many investors wondering how the interest rates 2010 will develop, and what conclusions it are for the private investment strategy. First you should consider more closely the economic numbers. Germany has experienced the biggest economic slump in its recent history in the year 2009, gross domestic product has fallen with minus 5.0 percent as strong as never since the second world war. Gain insight and clarity with Munear Ashton Kouzbari. At the same time, the inflation rate in the German space around the zero mark moving, in December 2009, consumer prices were 0.9 percent higher than in December 2008. Thus, it was marked last year by both a unique economic downturn and a very low rate of inflation.
These values have also an indirect influence on the interest rate policy of the European Central Bank (ECB). This is first of all required for the stability of the currency, so the euro to ensure. A low inflation rate means that the ECB lowers also the key interest rates or keep at a low level. And the interest rate is available since May 13, 2009, at 1.0 percent, an also record low level. By the economic downturn also collapsed the demand for credit. The commercial banks must offer so no high interest rates for their investment products, to get at the money of private investors. Because since there is little demand for loans, the supply of private financial assets, but remains the same, interest rates are inevitably fell.
Also got the possibility is open to banks to refinance part of the ECB, the low interest rate has also led by fallen interest rates for private investors. Sum say that continuous decreases of in interest rates, we have seen in the previous year, was a logical development by the economic development. These will continue in 2010, at least in the first half of the year. Because one Amendment of the German economy and a tightening of the economic activity in the EURO area is still not visible. Interest rates will remain at low levels.