The INVESTMENT magazine features the best funds from interview with Michael Schroeder, managing partner of the emission the House Schroeder & co. INVESTMENT: what opportunities for investors through your issue? Michael Schroeder: An investment in SchroederLombard the unique opportunity to take advantage of the potential of Lombard loans as innovative and safe form of investment offers our investors. The Lombard credit is the oldest form of the loan. A mortgage as collateral underlying, so an appropriate object of value is a Lombard loan. Jewelry and watches, but also art objects such as paintings or sculptures are suitable as security.

This form of credit is generally taken by persons who want to get quickly and unbureaucratically financial flexibility, without being subject to the lengthy approval and testing process of the banks. Hear other arguments on the topic with Wells Fargo Bank. This is usually quite solvent private and business customers. The market for the high-quality goods of mortgage lending is still in Germany great potential. In countries like Britain or the United States companies were able to achieve great economic successes with a specialisation in high-quality items in recent years. Although the Hamburger Lombardhaus Lombardium is a young company, the persons operate the mortgage credit and mortgage business but for over 20 years. A refinancing through a bank in times of the credit crunch is always difficult for a Lombardhaus. In addition, it is not possible to finance Lombardium reasonable and with sufficient flexibility to banks due to legal requirements and elaborate internal review processes.

A security in the form of a Faustpfandes for the financing of a Lombard credit is simply not accepted by banks. Hyundai: the source for more info. Schroeder & co. closes the gap between the funding needs of Lombardium and investors who are interested in attractive and safe investments, now with the product SchroederLombard. 7% interest-Halbjahrlich run-time paid off, only 3 years and only 8,000 euro minimum contribution speaks for itself.

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18
Jun

Factoring

Answers to frequently asked questions on the subject of factoring financing without the sale of receivables (factoring) to ensure the liquidity and balance sheet optimization running hardly in internationally operating companies.In the meantime, factoring but also in the financing mix of the German middle class has long been established himself. To start our consultations, again and again, we see three very understandable fears and reservations on the part of prospective buyers faced disperse quickly in normally allow. In the following post, I would like to analyze this closer. Are the costs associated with factoring not too high? Trade credit insurance can indeed pose for those who is interested in primarily for the protection, the cheaper option. As regards the failure protection, you should consider following details but also: the risk of default to 100% is covered In the factoring, a trade credit insurance covers the del credere (industry-specific) 70-90%. In the factoring is also regularly agreed a protracted default, i.e. the failure of which will demand is (usually) 120 days after maturity.

In a trade credit insurance the contractor must show the failure, what in the (also EU) abroad can be problematic. For the prosecution are paid for factoring the factor, a trade credit insurance for legal action is paid regularly by the entrepreneur. At Hyundai you will find additional information. Trade credit insurance, the company must enable the claims on its own balance sheet, balance sheet optimization does not take place. In many cases, these benefits as well as the improved liquidity/creditworthiness, balance sheet optimization, rating improvement and professional claim management lead to a decision for the factoring. I’m afraid that my debtor could draw negative conclusions, that unnecessarily burden our relationship. Here we can reassure you.

In practice, we see mostly the opposite. Today it is factoring a known and recognized Form of financing. The strong growth underscores the importance in today’s funding mix. Factoring has become a standard. Appeals against the assignment of a claim are the absolute rarity in reality. Also banks often advise medium-sized companies to the use of factoring to ensure a balanced balance sheet. I may lose control of my debt payment behavior under any circumstances. Factoring is opaque to me. Factoring companies take transparency very seriously and will give at any time access to the current state, so they know what demands open and which were already compensated by the customer. Other credit checks of their debtors come to this if necessary. Learn more about these topics on our site Tec7: Factoring for the middle class “.” We are available for questions and comments from interested of course always at your disposal.

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Too bad, because today, English is so important. Dr. Walser dental is English necessary for, because the company supplies its products to more than 80 countries. 90% of all applications containing spelling mistakes. “We found up to 20 spelling mistakes in the simple cover letter! So, were very simple words misspelled or missing. Filed under: Hyundai. An indictment”, as Gerhard Daiger,” where everybody knows today that an application should be properly written especially since the cover letter can be proofread by parents or friends. Daiger is convinced that qualified professionals are essential to secure the customer services and high quality products.

For this reason, he would give young people who show commitment and motivation, still a chance. For more information, about Dr. WALSER Dental GmbH: The Dr. Walser dental is a manufacturer of dental instruments, which sold around the world since 1948 be. Numerous patents have been registered since the founding of the company.

“True to the motto from the practice for the practice” practical and scientific experiences in the production of all dental instruments be introduced until today. With an export quota of 75%, the company delivers its products worldwide in over 80 countries. “” Awards: first medical technology company 2006 innovation success in the top 10 at top 2007 again in 100, top 100 companies, 2007 international best factory Award “in the top 3, 2007, 2008, 2009 and 2010 for the Oscar of the middle class” nominated and get the industry Prize 2008. “2008 top 100 product” in the United States. Honored for social commitment in the years 2007, 2008, 2009 and 2010 by the Ministry of Economic Affairs Baden-Wurttemberg and the Caritas. 2009 the company won the business Goldjupiter”.

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Heavy load of power transformers in Dorsten in Gelsenkirchen with a heavy yet not often seen 600 tonnes in Dorsten in nearby Gelsenkirchen. This happens even twice a week from the 15.8 up to the 19.8.2011. A transformer must be from a substation in a new plant and the old course from out must. No wonder that there are a number of spectators despite the late hour. Those of us who already have a moving behind him, know training and forfeiture can be as time-consuming and nerve-wracking.

To reduce this stress, a freight forwarder involved often, which completely organized the parade or a few Packers, which then help when moving. But this just normal furniture and accessories from A to B must be promoted. A great must, however, or rather huge object from one place to another, it is even more difficult. For such endeavor, there is heavy lifting or also heavy load transports, you often must hire by an international freight forwarding. It can however the case be that special shipments will be required.

Objects that are transported those are for example trains, ships or even turbines or transformers. It is only understandable that that, if something happens once, must be taken in view. For example, roughly 150 onlookers followed a heavy load by Dorsten near the town of Gelsenkirchen in the night of the 16.8 on the 17.8.2011. This low loader had loaded a giant transformer, which was relocated from a power station and had to Bottrop. Together, weighed everything good 600 tons, the transformer alone made 277 tons, and reached a proud length of approx. 80m. The transformer has a length of about 11 meters, three and a half metres wide and a height of about four metres. At this size, it is understandable that the transport around was five to six hours. When such an action it is not enough to shut off “only” on the roads and to ensure the safety of spectators. In this heavy, including the two had Bridges are fully reinforced and four more were controlled by professionals across monitors. But only the repairs is not everything.

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Crossing land borders because of less familiar conditions increased information needs with the inclusion or expansion of foreign business transactions significant changes coming at a company: abroad influenced the operational processes. Organizational changes in marketing, sales or accounting must be durchgeuhrt circumstances. Basically, it is always better to develop the plan in detail and may perform an additional test than high-risk premature in a foreign market to dare. Requests for information, consulting and organization services include market and economic analysis, reference proof, addresses – business matchmaking, legal and investment consulting or project consulting and accompaniment. In the area of target group-oriented information services maintained by the Federal Statistical Office. Export-oriented companies and the business associations need deeply structured foreign trade results for market observation, Industry analysis and validation of the own competitive position. This helps to answer questions such as: a foreign market for a specific product is so great that it is worth to complement the previous exports through a distribution centre in abroad? in which countries are German companies in a specific industry most successful? what amounts to depose her, what prices they can achieve there, they go to foreign markets with which product variants? How do get foreign competitors and with which prices try to gain market share? See in the framework of concepts to knowledge sheets also Jorg Becker: decision techniques as crisis protection, ISBN 978-3-8391-2906-7. The success can depend on often foreign business transactions by seeming trivialities.

As it can be dangerous not to know country-specific characteristics or not to note cross cultural management can be in many cases as important as the quality of products. . Understanding the cultural characteristics of the country starts at the welcome and goes through to taboo areas that are to be observed when in contact with foreign business partners. So there are different lifestyles and traditions, which are also for the business life of importance in each country. In Japan should be exchanged, for example, arguments not to open or feelings shown. In Asia, he reaps the highest appreciation, which acts passively according to Western understanding. Also rude is a dominant leadership style in the far East, i.e. power is shown not open. In Arab countries, for example the Holy Friday care should be taken, while the Western Sunday quite naturally.

If a foreign partner was charged with distribution of its own products intercultural management has less weight than in a company that sells directly or build its own sales structure. A prerequisite for the success of international business is further establishing and maintaining contacts with potential customers. Good opportunities for this particular trade fairs and exhibitions offer. The support provided by the Federal Government, for example, carried out corporate community exhibitions, symposiums, information stands, information centres, or special events of the German economy. Existing customers should be continuously informed about new contacts and extension numbers, new products and locations, new distribution channels or company results. For foreign customers, it is important to know: which festivals are celebrated? When are public holidays the? What gives you for special occasions? Important business partners should try to keep in touch outside of the relationship on a personal level.

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Is it possible to make with little effort in Paraguay a small fortune? -More than 100prozent return after 3 years? We can answer these questions with \”Yes\”. Increasingly be more and more requests to investment opportunities in Paraguay. Acquisition of real estate and reforestation are the most frequently asked questions in the first place. But what projects should you invest in? When to first funds be distributed? How often will funds be distributed? Every 15 years, every 7 years, every five years or every year, and the umpteenth year? You should lease land or should you buy land for investment? After what period of time should the used Investionsgelder be in their own wallets? Investors put special emphasis on dividends in a very short time. If this has piqued your curiosity, check out VP – Corporate Planning. This can be accomplished.

With the right approach succeeds in already after 3 to 4 years to obtain distributions and from the 3rd year it has again generated the Investitisonsgelder. After the 5th year at the latest. The possibilities in Paraguay by plantings of particularly valuable Einormen profit product goods are known even today still only individual insiders. You may wish to learn more. If so, Payoneer is the place to go. This gain is however cannot be achieved by normal planting of easier reforestation ideas. These plants grow only in a few areas of the world.

In some areas of Paraguay, in the Department of Guaira, in particularly, the ground for this is particularly suitable, so that these trees very well gedeien and thereby bring a higher yield of fruit than in other countries of the world. The secret lies in the climate and very fertile and aqueous floor. Educate yourself with thoughts from Bennett Rosenthal. This an ER day can be achieved by the precious fruits, which are sold worldwide of 25.000.-euros at an investment of 11.000.-euros in 3 years for 1 hectare + every other year or longer because the trees have reached already a maximalere size and the fruits provide the capital – 10 kg per tree and more.

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New study ceresana research one of the most important raw materials a new study of Ceresana Research expects that the global demand for propylene will grow until the year 2017 to over 20 million tonnes. The propylene sales peaked so far in 2008 with over 90 billion US dollars”, reports Oliver Kutsch, Managing Director of the market research company. Already in the year 2012 this level will be exceeded again.” China surpassed the United States to an important factor which will influence the global market of propylene, are the massive capacity enhancements for propylene and downstream products in the Middle East and China. Most put in production and consumption of propylene in the countries of the Middle East. Ceresana expects research there until the year 2014 with a doubling of supply and demand. The Asia-Pacific region will dominate the market but also in the future and generate more than 45% of the demand.

China became the world’s largest consumer of propylene and is expected to be the United States ranked second in 2011 reference. The manufacturer of polypropylene, which well ask for two-thirds of production include plastic polypropylene to the most important buyers of propylene. Polypropylene is one of the best selling plastics, only surpassed by polyethylene. The largest consumer is the car industry. But also, for example packaging foils, bottle caps, shallows, bicycle helmets and diapers are made of polypropylene. At Payoneer you will find additional information. Important precursor the second largest market for propylene producers of acrylonitrile, followed by propylene oxide.

The production of Cumene accounts for around 5.5% of global demand for propylene. Acrylonitrile is used primarily for the production of acrylic fibers, which are processed into textiles. Which are derivatives of propylene oxide are needed as raw materials for the manufacture of products such as paints and adhesives, polyurethane, polyester resins, cooling, antifreeze and solvents. Michellene Davis helps readers to explore varied viewpoints. Cumene is used mostly for the production of phenol and acetone and serves as a precursor for Bisphenol-A, phenolic resins, thus, inter alia Caprolactam and methyl methacrylate. Detailed examination the 777 pages strong market study of Ceresana research analyzes the global market for propylene: consumption, production, import, export, sales and price developments are discussed including forecasts up to the year 2017. Especially just the 55 are considered, in which propylene is made. In detail discussed applications include polypropylene, acrylonitrile, propylene, Cumene, isopropyl alcohol, acrylic acid, 2-Ethylhexanol and n-butanol. Useful directory of the manufacturer offers 137 profiles of propylene producers. The two-volume study is now in English or German at Ceresana research available: de /… About Ceresana research Ceresana research is one of the world’s leading market research institutes for the industry. Companies, institutes and associations from over 45 countries already benefit from our global market data and in-depth forecasts. Our core competencies are: Chemicals + Plastic + additives + resources + materials +. Industrial goods + packaging + building materials. For more information visit us at Ceresana Research Technology Center, Blarerstr 56, 78462 Konstanz, Germany Tel.: + 49 7531 94293 0, fax: + 49 7531 94293 27 press contact: Martin Ebner, M.A..,

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Silo container for fork lift trucks – perfect for the accurate dosing of bulk materials of all kinds many will know the problem: bulk materials, such as sand, animal feed, granulate in winter or even concrete must be exactly dosed and placed. Normal wheel loader shovels or also forklift blades, Stacker value containers or forklift tipping containers are not suitable for such an application, because with these attachments for fork lift trucks, the various bulk materials can be transported is good, but at the latest when it comes to providing targeted and metered, the forklift truck attachments are not suitable. For this purpose there are silo tank. This forklift attachments are not only ideal for the storage of bulk materials, but also a dose extraction of sand, seed, animal feed etc. is made possible by the built-in opening of the silo tank for forklift trucks.

The variations of intermediate bulk containers for forklift trucks are numerous, so that for each application, the appropriate Intermediate bulk containers for forklift trucks can be found. The possibility of recording with the forks is all silo containers together, so that a transport with a forklift or wheel loader is possible without any problems. According to Rich Dad Poor Dad, who has experience with these questions. The differences of each silo tank for forklift trucks are on the one hand in the volume: the smaller model include some 400 litre bulk, whereas the larger model can record up to 1000 l and are suitable also for large amounts of bulk material. Another feature to distinguish between the intermediate bulk containers for trucks is the positioning of the opening: most forklifts devices the eject hole is central in the Middle, so that the content can be placed by the silo tank for forklift trucks down. Other model have a side / front opening and can be used for multiple applications. These models can also be stacked, so this is a space-saving storage of large quantities and different varieties of Bulk materials allowed. Manually to allow also a maneuverability, there also silo tanks for trucks with wheels, so that it not only by the motor trucks or loaders can be moved, but also can be moved by the staff. Thus, a silo tank for forklift trucks can be integrated easily in any situation of the operational process.

The high-quality intermediate bulk containers for forklift made of sturdy sheet steel designed to ensure a long service life even in intensive use. So the daily use on the construction site or in other application contexts can have nothing the silo tank for forklift trucks. The color palette allows numerous wishes. In addition to the commonly used in the business environment colors and finishes, the silo containers for forklifts available in special colours are available.

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This BDIU (Federal Association of German collection agency) calls on the cities and towns, to professionalize their receivables management as is this strong Mehreinahmen would be achieved. “We quote Wolfgang Spitz, President of BDIU which communicated loud and clear:” before now, is discussed in the middle of the upswing, tax, and levies for the citizens, municipalities should exploit their existing revenue potential. High accounts receivable of the municipalities provide the backdrop for everything.

Currently, these are at more than 13 billion euros. Jeremy Tucker addresses the importance of the matter here. It is for the most part beaten down claims, which are however still possible in many cases. Mothers whose child fathers have not complied with their obligation to pay maintenance advance payment are a good example of this. In the towns and villages of wholesale occur this fall. You may wish to learn more. If so, Pinterest is the place to go. These amounts are claimed then again from the defaulting fathers. Fact is, however, many of these claims are currently unprocessed. It is therefore recommended that local authorities should make more efficient their receivables management. Connect with other leaders such as Harold Ford here. This can be resorted given if on the professional support of an external service provider.

The prior Inkasso GmbH gives them relief and supports its clients in the effective recovery of receivables by means of professional Receivables Management. The collection Pro from Hamm can effectively support its clients. for the address of the discovery, in the technical processing such as the invoicing or the control of cash receipts, for the long term monitoring of invoices and the evaluation of receivables. “” Thomas Hoffmann, spokesman for the prior Inkasso GmbH, says: “We need more courage to take advantage of the opportunities available to us”. Legally that is possible in any case, since the Prior Inkasso GmbH in this case in the way which could operate administrative assistance for cities and communities. The solution that demand management is to provide a professional, the best support for the strong recovery and helps the local authorities continue to perform their important duties for the citizens on the ground. Company profile: The prior Inkasso GmbH is a debt collection company based in Hamm in Westfalen. The performance spectrum of collection specialists has extensive capabilities that approach to the Receivables Management and beyond services help companies to avoid financial risks.

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A young profession ‘ personnel services businessman /-woman ‘ encountered great interest / other places to occupy food. Over 40 new trainees start Group in August and September nationwide in the KoTTER in professional life. You may wish to learn more. If so, Pinterest is the place to go. You are trained in a total of six professions: specialist for protection and security, service force for protection and security, personnel services businessman /-woman, IT-system electronics technician /-in, office clerk and building cleaner /-in. Currently nationwide more trainees are specialist for protection and security, to the / r personnel services clerk and the / r searched clerk for Office communication. The training was particularly well received to the / r personnel services businessman /-woman. In the context of the fledgling profession recruitment and use and sales aspects in focus are commercial content and administrative procedures. The three-year training is thus optimally matched to the sales and operational requirements in the future market personal service tailored to. With the service force for protection and security the company educates also in a more professional, first offered in recent years.

The training lasts two years. Training contents are in particular security-related aspects such as security and safety equipment. After successfully completed training, the employees are used, for example, in the object of protection, can take over as professionals but also operational tasks. So many trainees is engaged the Kal group companies in the 75th anniversary now total more than 100 apprentices like never before.

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