Car insurance a car insurance is mandatory in the German road traffic law. A car insurance policy serves the purpose of damage you have inflicted on other road users on the public roads to compensate financially. The car insurance offers discount scheme for low mileage, garage owners and purchasers of new vehicles. . A car insurance policy covers the following topics: * clarify the facts, * failure analysis and inspection * recourse of parties involved to balance and regulate * Review with possibly fake accidents * correspondence between the two insurance parties A car insurance policy consists of several insurance parts .
* Liability (Compulsory Insurance), and the following are concluded: * partial coverage with or without excess (voluntary Versichering) * Comprehensive, with or without excess (voluntary Versichering) The liability insurance: When a liability car insurance is called a compulsory that each operator needs to complete. This is guaranteed by law Sun You will pay for accident damage to other causes in traffic. The amount of the insurance amount is based on criteria such as type class, age and value of vehicle, mileage, garage parking and many other factors which are reflected in the different offerings of many different insurance groups. The third party insurance: the partial cover car insurance covers damage to your own car caused by external influences such as weather. This occurs in case of theft, fire, lightning, storm, hail or Wildunfall. The funding of the insurance portion is reflected by the level of the equity share. There are different levels.
The higher the co-payment is, the fewer, the partial cover car insurance. Comprehensive insurance is: The full comprehensive car insurance the most expensive, but as a convenient way to insure the vehicle operator. You will pay for all injuries, regardless of whether the accident or strange self-inflicted. However, it gives the Usually meaning only in cars that are not older than four years or when the vehicles are of great value such as rare vehicles (classic cars).