The insurance company does not pay what it is supposed to. When should I do anything? * The application deadline exclusion claim must be pursued against the insurance company for six months after the formal rejection of the claims in court. The deadline but only when the insurance benefit was specifically rejected and advising of the consequences of the time limit. * In addition, limitation barred the claims under the insurance contract after two years (five years life). Limitation period is at the end of the year in the insurance benefit could be claimed, therefore, was due. The insurance does not pay the whole damage. What can I do? * What is paid? What damage is to be paid arises under the insurance contract. Basically, the value will be replaced only in the household insurance, there is the replacement of the new value.
* Who has to prove the occurrence of the event? The occurrence of the event to prove the insured. But there are no high demands on the evidence provided. It is sufficient if the Circumstances for the occurrence of the insured to speak. * Who has to prove the amount of damage? The amount of damages must prove the insured. In general, this proof succeeds on opinion or the presentation of cash receipts for the cost. Particularly common for insurers to try to save here, by having completed more favorable second opinion. Often the value is set very low. Can we not agree with the insurance, often only helps the gang to justice.